MPT (Mint Pay Transfer)

MPT is an orchestrator for many Monerium accounts (tenants), the RevenueCat model applied to SEPA to EURe. A buyer pays from any euro-area bank with a structured reference; the money arrives on the merchant's own Monerium IBAN, is minted as EURe into the merchant's Safe on Gnosis Chain, and MPT matches it to a payment intent and sends a signed webhook to the merchant. MPT never holds funds. It includes a payment-intent API with SSE status, a resolver for payments that lost their reference, a Zodiac Roles router that can only call EURe.transfer to owner-approved Safes, a self-serve sandbox, and a passkey-owned Safe wallet. It runs on Cloudflare Workers and D1 and is MIT-licensed, so anyone can run their own MPT. Status: in production since May 2026 for ITalk's own projects; the multi-tenant rail is in production code but enabled only for ITalk until the first external merchant completes KYB.